This article offers a bird’s eye view on credit report fundamentals across real estate sales and rentals.
What buyer- and tenant-clients need to know about credit reports
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
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The mean price trendline reveals housing price deviations. Track the trends to reveal the direction of prices in the years ahead.
Buyer Purchasing Power Index (BPPI) hints at rising as home price adjustment sets in
Planning for the next several years in real estate transactions will require patience and a very different approach to the past decade of recovery economics driven by rate decreases.
Nationally MLOs are far fewer in 2024; CA DRE MLOs increase, DFPI MLOs decrease
The trend for state-licensed MLOs is down in 2024.
The rise and fall of real estate brokers and agents
This article analyzes the historical population of active DRE licensees, with discussions and forecasts about future licensing trends.
MIP, PMI or neither?
Which is better for first-time homebuyers reliant on mortgage insurance: MIP or PMI?
Income tax updates for 2025, with whiplash from 2018-era tax changes
Real estate agents negotiating a transaction advise clients on tax consequences
Santa Clara County regional housing indicators
Santa Clara’s housing market is experiencing the downfall from 2021’s pandemic bounce.
Sacramento County housing indicators
Get to know Sacramento County’s local housing fundamentals in these charts and forecasts.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.