National mortgage balances increased by $1 trillion in 2022
During the fourth quarter of 2022, total national mortgage debt increased by $254 billion, contributing to a $1 trillion increase in mortgage balances in 2022.
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Author: Amy Platero
Due-on leasing regulations
Landlords and property managers need to know what triggers and exempts the due-on clause, since mortgage holders enforce the due-on clause more frequently in times of rising interest rates.
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Form-of-the-Week: Profit and Loss Statement and Balance Sheet — Forms 209-2 and 209-3
An agent uses RPI Forms 209-2 and 209-3 when assisting owners with household budgeting and long-term financial planning.
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Redlining practices cost LA-based lender $31 million in settlement
The largest redlining settlement in the Justice Department’s history involved a lender servicing Los Angeles who achieved disproportionately low numbers of mortgages from minority areas.
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Form-of-the-Week: Right of First Refusal Addenda — Forms 162, 162-1 and 162-2
A seller’s agent uses RPI Forms 162, 162-1 and 162-2 to set notices for a holder of a right of first refusal.
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