Tightened mortgage standards lock out mid- to high-tier homebuyers, sellers
Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
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Tag: sticky pricing
Form-of-the-Week: A comparative market analysis for setting prices and rents — Forms 318 and 318-1
A seller’s agent uses RPI Forms 318 and 318-1 when educating the seller on a reasonable asking price or rental amount for the property.
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The Fed bumps up rates again — the undeclared recession is here
After years of historically cheap mortgage money, the housing market is bracing for yet another rate increase.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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The votes are in: Sellers often accept the first offer they receive
Readers weigh in on whether their sellers accept the first offer they receive.
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The votes are in: California home prices head down
Readers weigh in on the movement of California home prices.
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The votes are in: Do sellers control the price in negotiations?
Our readers agree that sellers control the price in negotiations on the sale of a home.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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Owners’ overestimation of home value recalls sticky pricing phenomenon
Professional appraisers are setting home market values at 1.15% lower than owners expect. These owners cling to grandiose money illusions, creating an accelerated pricing phenomenon much like sticky pricing.
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Going, going, gone: California’s fastest-moving markets
Eight of the top ten fastest-moving housing markets are located in California.
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Mortgage rates spike
Where will mortgage rates be in one year? Above 4.75% (52%, 63 Votes) 4.25% - 4.75% (23%, 28...
Read MoreWelcome to the grand (money) illusion
Consider a seller who bought a home for his family at the price of…
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“Help me help you” — protect your buyer from self-sabotage
Five common mistakes are responsible for buyers missing out on the housing deals they want, per a...
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Sticky prices, tricky situation
This article examines the myriad causes and consequences of the current sticky pricing situation in this Lesser Depression.
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Budging from sticky pricing (or not)
Homeowners selling in the current housing crisis are reluctant to accept the reality of how much...
Read MoreGetting rid of housing subsidies: the mortgage interest deduction
Should we get rid of the mortgage interest tax deduction on personal residences? Proponents of eliminating the personal deductions for homeownership suggest the deduction is just fuel for overheating mortgage markets. The tax...
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