Median income households do not support 2024 home pricing
Across the state, median-income households cannot qualify to buy at today’ prices.
Read More
Tag: debt-to-income ratio (DTI)
Mounting debt is locking Millennials out of real estate
As student loan debt piles on, first-time homebuyers of the Millennial generation feel the weight.
Read More
Mortgage Concepts: What are the different loan features?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video gives an overview of the different types of loan features. For course credit toward renewing your NMLS license, visit firsttuesday.us.
Read More
In California, where down payments are highest, homeownership is lowest
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
Read More
Poll: Is the 43% debt-to-income (DTI) ratio threshold a strong indicator of a homebuyer’s ability-to-repay?
As the CFPB weighs eliminating the DTI requirements from the QM standards, let other readers know where you stand.
Read More
The Borrower’s Debt-to-Income Ratio and Ability to Repay
Analyzing a borrower’s ability to pay by considering their willingness and capacity
Read More
Student debt weighs down the housing market
Get your buyers with student debt on track to homeownership.
Read More
FARM: Mortgage application smarts
Refinancing or looking for financing to upgrade to a new home? Here’s a mortgage tip to prevent delays or denial.
Read More
