Form-of-the-Week: Loan Broker Listing Agreement, and Disclosure of Mortgage Loan Broker Fees — Forms 104 and 119-1
Listing agreement as an employment contract A listing agreement is an employment contract entered...
Read Moreby Amy Platero | Nov 10, 2023 | Real Estate | 0
Listing agreement as an employment contract A listing agreement is an employment contract entered...
Read Moreby Carrie B. Reyes | Oct 2, 2023 | Commercial, Finance, Mortgages, Real Estate, Your Practice | 0
Existing regulations prohibiting unfair, deceptive, and abusive practices (UDAAP) in consumer mortgage financing now apply to the conduct of originators of commercial mortgage financing in California.
Read Moreby Carrie B. Reyes | Sep 13, 2023 | Economics, Finance, Mortgages, Real Estate, Recessions | 1
In 2022, the number of consumer mortgage loans originated by DFPI licensees was down a shocking 70% from the prior year.
Read Moreby Carrie B. Reyes | Aug 16, 2023 | Feature Articles, Finance, Mortgages, Real Estate | 0
Part 2 explains ECOA-mandated disclosures advising the borrower of the action the lender has taken on the borrower’s mortgage application.
Read Moreby Carrie B. Reyes | Aug 3, 2023 | Feature Articles, Finance, Mortgages, Real Estate, Video | 0
Which disclosures are required by the FCRA when a loan is denied, instead of approved?
Read Moreby Carrie B. Reyes | Jul 18, 2023 | Feature Articles, Finance, Mortgages, Real Estate, Video, Your Practice | 0
Part 2 of this video reviews CFL and MLO licensing by the DFPI, consumer mortgage originating, and reporting under the CRMLA.
Read Moreby Carrie B. Reyes | Jul 13, 2023 | Feature Articles, Finance, Real Estate, Video, Your Practice | 0
While no guidelines exist for an “ideal” mortgage ad, there are standards an MLO needs to follow.
Read Moreby ft Editorial Staff | Feb 27, 2023 | Mortgages, Real Estate | 0
The February 2023 DFPI Bulletin focuses on natural disaster guidance, crypto assets, and MLO reports.
Read Moreby ft Editorial Staff | Jan 20, 2023 | Investment, Letters to the Editor, Loan Products, Real Estate | 1
Knowing the difference between the two will help MLBs identify more streams of income during the recession.
Read Moreby Carrie B. Reyes | Dec 9, 2022 | Commercial, Feature Articles, Finance, Investment, Real Estate | 0
Discover how to solicit and work with property investors during a recession.
Read Moreby ft Editorial Staff | Oct 14, 2016 | Finance, Real Estate | 0
Watch this video to learn the critical consumer protection goals of the Home Mortgage Disclosure Act (HMDA).
Read Moreby ft Editorial Staff | Feb 15, 2016 | Finance, Letters to the Editor, Real Estate, Your Practice | 1
We answer your questions about MLO licenses.
Read Moreby Sarah Kolvas | Sep 20, 2015 | Finance, Laws and Regulations, Real Estate, Your Practice | 0
This article discusses the identity theft prevention program which mortgage loan originators...
Read Moreby Giang Hoang-Burdette | Apr 22, 2015 | Feature Articles, Finance, Real Estate, Your Practice | 0
This article discusses the quarterly mortgage call report filed by mortgage loan originators (MLOs) with the NMLS.
Read Moreby Giang Hoang-Burdette | Mar 4, 2015 | Feature Articles, Finance, Licensing and Education, Real Estate | 1
Know what to do when your employment requires a transition from one mortgage loan originator (MLO)...
Read Moreby Giang Hoang-Burdette | Jan 20, 2015 | Feature Articles, Finance, Licensing and Education, Real Estate, Your Practice | 2
So, you want to originate consumer mortgages? Read on for an explanation of the different MLO...
Read Moreby ft Editorial Staff | Nov 4, 2014 | Feature Articles, Finance, Real Estate | 3
A refresher course on late charges—plus new rules for consumer mortgages.
Read Moreby ft Editorial Staff | Oct 28, 2014 | Feature Articles, Finance, Laws and Regulations, Real Estate | 0
Where and when prepayment penalties are permitted in the post-Dodd-Frank era.
Read Moreby ft Editorial Staff | Oct 7, 2014 | Feature Articles, Finance, Real Estate | 2
The basics of negotiating to modify the terms of a mortgage.
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