Using the yield spread to forecast recessions and recoveries
The yield spread indicates the likelihood of a recession or recovery one year forward.
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Tag: Federal Reserve (the Fed)
Press Release: Buyer Purchasing Power Index ends 2022 31% below a year earlier
California homebuyers are able to borrow 31% less than a year earlier due to higher interest rates alone.
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California’s 2022 rapid rental growth is slowing
California’s rental market is eyeing you from across the bar, but they’re giving serious mixed signals. Do you approach?
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The pros and cons of a robust jobs market
A robust jobs market under current conditions is a double-edged sword as the Fed continues to tackle inflation.
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Press Release: Buyer Purchasing Power Index plummets in Q3 2022
Buyer purchasing power is 31% lower than a year earlier due to interest rate hikes alone.
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Finding out how a housing bubble ends — the hard way
Housing professionals can never be certain of a bubble’s existence until after the pop — but there are some tell-tale signs to watch for.
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How to prepare for the REO resurgence
Agents and brokers who want to make a decent living in the leaner years ahead will prepare now for the return of real estate owned (REO) properties.
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Can the Fed cool inflation without implementing another recession?
The tipping point for another recession is nigh.
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The Federal Reserve’s impact on mortgage rates
Learn how the Fed is using their benchmark rate as a monetary policy tool to restrain levels of borrowing in 2022.
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Rentals: the future of California real estate?
Rentals are the popular homeownership alternative for young adults.
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There is another way to fight inflation than raising interest rates
Even as supply shortages cause rising prices and define the housing market, the Trade War’s policies continue in 2022.
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Mortgage applications rise even as interest rates jump
30-year fixed mortgage rates are increasing yet again, and homebuyers are trying to get in mortgage applications before rates hike up too high.
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Mortgage delinquencies settled in 2021 — but are looking up in 2022
Mortgage delinquencies continue to decline at the start of 2022 and are now nearly level with pre-pandemic levels.
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Optimistic, the Fed begins its bond taper — and interest rates look up
The Fed is now attempting to balance 2021’s high levels of inflation and housing prices with the still-wounded jobs market.
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Latinx homeownership still trails behind white homeownership
Racial wealth gaps severely impact California’s homeownership rate and as a result, agent’s businesses.
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The Fed’s dangerous dance with today’s housing market
Will our fragile housing market be able to withstand the Fed’s coming bond taper?
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How the Fed’s new policy stance impacts housing
The Fed’s new policies are a fun thought experiment, but what changes will they actually bring?
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Guidance for the LIBOR transition
The time is now for financial institutions to begin planning the transition away from the LIBOR.
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The W-shaped recession ahead
Prepare for a bumpy road ahead.
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The Fed’s purchase of mortgage-backed securities has a big downside for lenders
This spring’s high level of margin calls on top of rapidly rising forbearance rates have put the mortgage industry in a dangerous position.
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