Consumer Financial Protection Bureau (CFPB)

Latinx homeownership still trails behind white homeownership

by Casandra Lopez | Sep 24, 2021 | Fair Housing, Laws and Regulations, Real Estate | 0

Racial wealth gaps severely impact California’s homeownership rate and as a result, agent’s businesses.

The CFPB’s proposed solution to abate pandemic foreclosures

by Amy Platero | Apr 16, 2021 | Economics, Real Estate, Recessions | 0

In anticipation of the foreclosure moratorium expiration, the CFPB is proposing to modify its lending rules.

CFPB sets crosshairs on DTI requirements for new QM criteria

by Carrie B. Reyes | Nov 16, 2020 | Finance, Real Estate | 0

The Consumer Financial Protection Bureau (CFPB) is shaking up the mortgage market with its new proposal for qualified mortgage (QM) criteria.

Will expiring CARES Act protections trigger a foreclosure wave?

by Carrie B. Reyes | Aug 24, 2020 | Economics, Pending Laws, Real Estate, Recessions | 0

Without legislation, the foreclosure moratorium will dam up the foreclosure inventory, to be released once the moratorium is lifted and the floodgates are opened.

Mortgage lenders call for big changes at the CFPB

by Carrie B. Reyes | Jun 10, 2019 | Finance | 0

The Mortgage Bankers Association wants to see changes at the Consumer Financial Protection Bureau.

The votes are in: Most buyers and sellers initial the arbitration provision

by Benjamin J. Smith | May 6, 2019 | Reader Polls, Real Estate, Your Practice | 0

Arbitration provisions in purchase agreements remain popular, but what are the actual impacts of arbitration?

Government-backed mortgages take off among servicemembers

by Oscar Alvarez | Apr 17, 2019 | Finance, Loan Products, Real Estate | 0

The number of VA-guaranteed mortgages spiked during the 2008 recession and have only grown in popularity.

Consumer financial information privacy rules

by ft Editorial Staff | Aug 21, 2018 | Feature Articles, Finance, Laws and Regulations | 0

Privacy laws protect the sensitive information that trades hands in real estate transactions.

CFPB adopts new strategic plan, aims to “go no further”

by Carrie B. Reyes | Feb 19, 2018 | Laws and Regulations | 1

Changes at the Consumer Financial Protection Bureau (CFPB) are well underway.

CFPB takes first steps to rollback regulations

by ft Editorial Staff | Jan 18, 2018 | Pending Laws | 5

Big changes for financial regulation are on the horizon.

2017 in review and a forecast for 2018

by ft Editorial Staff | Jan 16, 2018 | Feature Articles, Forecasts | 0

This article looks back on 2017’s highlights and provides insight for real estate in 2018.

Redesigned Uniform Residential Loan Application (URLA) finalized

by Benjamin J. Smith | Jan 16, 2018 | Real Estate | 0

Proposed changes to the URLA have been finalized and published.

Mandatory arbitration in consumer agreements is back

by Carrie B. Reyes | Nov 28, 2017 | New Laws | 1

Mandatory arbitration makes a comeback.

CFPB’s future uncertain as director resigns

by Carrie B. Reyes | Nov 20, 2017 | Real Estate | 4

Richard Cordray has resigned as director of the Consumer Financial Protection Bureau (CFPB). The...

A federal bill may roll back Dodd-Frank regulations

by ft Editorial Staff | Sep 11, 2017 | Finance, Laws and Regulations, Real Estate | 3

Congressional attempts to deregulate the finance industry have been set in motion.

Home Mortgage Disclosure Act (HMDA) changes in 2018

by Giang Hoang-Burdette | Feb 21, 2017 | Feature Articles, Finance, New Laws, Real Estate | 1

Are you ready for the HMDA changes coming in 2018?

U.S. Supreme Court to hear arbitration case

by ft Editorial Staff | Jan 17, 2017 | Laws and Regulations, Real Estate | 0

The U.S. Supreme Court is poised to issue a decision on this contentious legal shortcut.

Fight continues over constitutionality of CFPB

by Carrie B. Reyes | Dec 27, 2016 | Finance, Laws and Regulations | 8

Change is ahead for financial regulation.