Delivery of property disclosures to buyers is legislated to occur “as soon as practicable” (ASAP) on inquiry from a prospective buyer, well before a purchase agreement setting a price is entered into.
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Browse the latest news, articles, marketing materials, videos, and forms impacting California’s real estate market today.
Due-on clause exceptions and waivers
This article covers exceptions and waivers to the enforceability of the due-on clause present in all trust deeds and enforced on sales only during a cycle of rising long-term fixed rate mortgage rates.
A closer look at the due-on clause
This article covers an owner’s use of property rights which allows a mortgage holder to capitalize on the due-on clause to extract further profit by calling the mortgage due and payable, or waiving the call to modify the interest rate and payment schedule at current market rates.
The Federal Reserve’s impact on mortgage rates
Learn how the Fed is using their benchmark rate as a monetary policy tool
Renting and owning by county
Homeownership and rental vacancy rates decline across California. Are rentals the future of real estate?
(Re)introducing the due-on clause
This multimedia article explains when due-on clauses become used in the economic cycle and under which sale and leasing arrangements.
FARM: Buy versus rent comparison analysis
Use first tuesday’s Buy Versus Rent Comparison Analysis to show first-time buyers how ownership creates savings and equity buildup that renting does not.
S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
The downward trend shaping California home sales volume
Home sales volume continues to decline in 2019.
Boomers retire and California reinvents their housing, again
Retiring Baby Boomers shift California’s future direction of real estate ownership.
30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
Buyer Purchasing Power Index flattens in Q3 2025
The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.
Context is key
Learn the 25 factors that drive California’s real estate market to better understand today’s top news stories.
Click to download Economic Trends in California Real Estate: Realty Almanac 2022-2024
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