The interest rate inversion has completely eliminated the appeal of ARMs — and the price support ARMs provided before the inversion.
ARM-FRM crossover removes last support for home prices
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Real Estate Economics
Learn the 25 economic factors that drive California’s real estate market.
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Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
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As long as buyers are limited by rising mortgage rates, the seller’s list price is the only moveable part in the transaction.
A property’s energy consumption: known and demanded in a recession: Part 1
During a recession, buyers have the luxury to pick over every aspect of a home – including its energy costs.
California home sales volume in 2022 began the purge of pandemic distortions
The number of homes sold in December 2022 was a devastating 44% below a year earlier.
Lacking interest rate support, home sales volume crumbles heading into 2023; Monthly Statistical Update (February 2023)
A bird’s eye view on destabilizing mortgage rates; Homebuyers with less money to spend, spend less; Home sales volume flops as sellers resist repricing