The yield spread indicates the likelihood of a recession or recovery one year forward.
Using the yield spread to forecast recession and recovery conditions
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
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San Diego housing indicators
View these charts for current activity and forecasts for San Diego’s housing market.
The rise and fall of real estate brokers and agents
This article analyzes the historical population of active DRE licensees, with discussions and forecasts about future licensing trends.
The 20% solution: Personal savings rates and homeownership
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
California home sales volume
What’s a broker to do until home sales volume takes off?
California tiered home pricing
Home prices falter across the metropolitan areas of California at the end of 2024.
Orange County housing indicators
View these Orange County regional charts for details on current activity and forecasts for its local housing market.
California residential construction starts
Multi-family and SFR construction continue to lag behind demand for new housing.
MIP, PMI or neither?
Which is better for first-time homebuyers reliant on mortgage insurance: MIP or PMI?
Errata & Updates
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