Mortgage Loan Brokering & Lending

by Carrie B. Reyes | Feb 5, 2026

Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.

The yield spread indicates the likelihood of a recession or recovery one year forward.

Brokers who watch the jobs numbers along with the LFP rate will find the trends useful for forecasting their future brokerage conditions

What’s a broker to do until home sales volume takes off?

View these charts for current activity and forecasts for San Francisco’s housing market.

View these Riverside regional charts for details on current activity and forecasts for its local housing market.

View these Los Angeles regional charts for details on current activity and forecasts for its housing market.

Age and education data complete a portrait of California’s largest and most dynamic counties.

View these Orange County regional charts for details on current activity and forecasts for its local housing market.

Recent updates to the course e-book