Learn how the Federal Reserve influences interest rates – and California real estate transactions.
The boundless influence of Federal Reserve policies
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Latest Articles
Legislative steps toward more affordable housing
California’s legislature is addressing the affordable housing shortage with these recent laws.
FHA raises the mortgage limit ceiling for 2023
The FHA has increased the mortgage limits for California homebuyers in 2023.
Press Release: Buyer Purchasing Power Index ends 2022 31% below a year earlier
California homebuyers are able to borrow 31% less than a year earlier due to higher interest rates alone.
The recession is imminent — for real estate, more of 2022; Monthly Statistical Update (January 2023)
Real estate’s preview of what’s to come; Inventories rise as buyer demand dives; Jobs lost in the 2020 recession are fully recovered
May a mortgage holder enforce a late payment penalty fee calculated as a percentage of the unpaid principal balance?
Honchariw v. FJM Mortgage Fund, LLC
Mortgage Concepts: HOEPA
This Mortgage Concepts video introduces the Home Ownership and Equity Protection Act by outlining its purpose and requirements.
DFPI Bulletin Digest: December 2022
The December 2022 DFPI Bulletin focuses on new state laws for 2023, license renewal and escrow reports.
Mortgage Concepts: Section 32 restrictions, Part I
Click play to review the mortgage terms and features Regulation Z prohibits in Section 32 loans.
Errata & Updates
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