In 2022, the number of consumer mortgage loans originated by DFPI licensees was down a shocking 70% from the prior year.
As consumer mortgage complaints jump — originations plummet
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Economic Trends in California Real Estate
Learn the 25 economic factors that drive California’s real estate market.
Stay current on the latest news, videos, forms, and updates for Economic Trends in California Real Estate.
Latest Articles
Tightened mortgage standards lock out mid- to high-tier homebuyers, sellers
Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
Zoning obstacles for manufactured homes in California
More acceptance of manufactured homes within California’s zoning laws may help address the state’s 980,000-unit housing deficit.
S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
No one wants to sell — does that mean the renovation revolution is here?
Would-be renovators are finding themselves wedged between a rock and several hard places.
2023’s real estate market trends influence all participants; Monthly Statistical Update (September 2023)
2023’s downturn still undeclared; Despite year-over improvement, buyer purchasing power remains low; Saving rates creep higher as consumers rein in spending
Rentals: the future of California real estate?
California’s low homeownership rate means rentals are in high demand, with vacancies near historic lows.
Today’s homeowners are stuck on yesterday’s rates
Sticky homeowners are unwilling to relieve the inventory shortage in 2023.
The news media has the wrong take on mortgage rates
Media pundits in their coverage of today’s high mortgage interest rates ignore the 60-year cycle of rising and falling mortgage rates and the seller’s pricing response to rising and falling rates.
Errata & Updates
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