Clarifications for the lender’s process to close VA-guaranteed construction mortgages.
Lender guidance for VA construction mortgages
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
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May a credit reporting agency (CRA) be held liable for Fannie Mae’s incorrect classification of a short sale as a foreclosure?
Shaw v. Experian Information Solutions, Inc. Facts: A distressed homeowner short sells their property which was secured by a mortgage. A credit reporting agency (CRA) accurately reports this on the homeowner’s credit report using a proprietary code format. Fannie...
Does a cost of savings index (COSI) substitution require affirmative approval from a lender’s regulator?
Campidoglio LLC v. Wells Fargo & Company Facts: A borrower obtains a mortgage from a lender. The lender is acquired by a second lender which notifies its primary regulator of its intent to substitute the cost of savings index (COSI) used to calculate the...
How your clients plan to spend their tax cuts
The average taxpayer received a tax cut of $1,610 in 2018.
Fed set to soften Volcker Rule, requests public comment
Deregulation of the financial sector is well under way in Washington.
Stock and interest rate movement now signal the coming recession; Monthly Statistical Update (July 2018)
Stocks begin to stumble, real estate will follow; ARM rates rise tracking the Fed rate creep; Higher FRM rates portend slowing sales volume
Experts forecast the next recession will hit in 2020
Just when will the recession hit and how can real estate professionals prepare?
Press Release: Buyer purchasing power continues down
California’s Buyer Purchasing Power Index (BPPI) declined to -6.9 in June 2018.
California bill seeks to fill gap left by federal tax changes to help homeless population
Buried in the new tax law is a change that reduces the low-income housing tax credit.