This video reviews the Privacy of Consumer Financial Information, including the rules controlling the sharing of a mortgage applicant’s or borrower’s sensitive personal information.
Are they a customer under Regulation P?
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
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Newly published related content
Tax Benefits of Ownership: Proposition 13 and the transfer of assessed value to a replacement residence
This excerpt from the forthcoming edition of Tax Benefits of Ownership delves into the basics of property taxes, 1979’s aging Proposition 13, and a residence purchased as replacement property.
Property tax refunds may now be initiated by the county
An individual’s rights to a property tax refund have expanded in 2019.
California home prices anchored to incomes; Monthly Statistical Update (February 2019)
Mean price trendline pulls prices down; Rising SoCal incomes can’t keep up with home prices; NorCal incomes rising quickly, still lag behind prices
Share of affordable homes to decrease as interest rates rise
The impacts of rising mortgage interest rates are rippling throughout the housing market.
Freddie Mac tests manufactured housing financing program
Low- and moderate-income homebuyers now have more financing options when buying a manufactured home.
Today’s consumer price index change: tomorrow’s residential rents
The consumer price index is a useful tool for real estate agents – if you know how to use it.
A case for the ARM in 2019
ARMs can be a dangerous choice for homebuyers with little investment experience. But rising FRM rates and the prospect of future rate movement make ARMs an attractive option in 2019.
May a lender prevent a homeowner from curing a mortgage default outside of a mortgage modification?
Turner v. Seterus, Inc. Facts: A homeowner experiences financial difficulties after losing their job and obtains a mortgage modification, but still falls behind on their mortgage payments. The lender issues a notice of default (NOD) and a notice of trustee’s sale...