Despite Q4 2023 FRM rate slippage, Buyer Purchasing Power remains negative
Today’s homebuyer is limited to borrowing 9.7% less mortgage money than a year earlier due to higher interest rates alone.
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Author: Carrie B. Reyes
Appraisal rules for high-priced mortgages
A Section 35 higher-priced mortgage loan classification triggers certain appraisal report requirements.
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Letter to the Editor: When may a landlord evict a properly performing tenant?
Landlords evicting a residential tenant who is not in default are limited to specific circumstances, called “just cause.”
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California home sales volume: more misses in November 2023
Just 18,800 new and resale home transactions closed escrow in California during November 2023.
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Section 32 disbursements, servicing and modification restrictions
Learn the ten prohibited lender actions which protect the borrower after origination of a high-cost (Section 32) consumer-purpose mortgage.
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