Selling to an investor versus an owner-occupant buyer
This article covers what an agent needs to know about selling and marketing their client’s home to an investor.
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Category: Buyers and Sellers
Referring title insurance companies: lawful and unlawful practices
We clarify the line between lawful and unlawful referral behavior.
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Lawful agent-appraiser communications
The BREA debunks the common belief that appraisers may not have any communications with real estate agents in a transaction.
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Survey says: One-in-four adults have experienced housing discrimination
Real estate professionals need to guard against discriminatory behavior.
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Letter to the editor: What happens to real estate when the owners divorce?
We answer your questions about dividing up real property in a divorce.
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HUD steps back from its fair housing goals
HUD proposes big changes to its mission.
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GSE reform has mortgage experts on edge
This article examines the presence of Fannie Mae and Freddie Mac in the housing industry, yesterday, today and the changes ahead.
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For-sale-by-owner (FSBO) trends in California
For real estate agents, FSBO can be the most repellant four-letter word. Nationally, 6.2% of homes...
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Keep your clients informed for smooth transactions
Real estate transactions are unnecessarily complicated for buyers. Use these suggestions for preparing informative forms and flyers to help your clients understand the acquisition process.
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New limits to arbitration in consumer agreements
Providers of certain consumer financial products and services are prohibited from using consumer agreements which require the consumer to solve a dispute through arbitration, precluding them from participating in any class action.
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Seller interference with an earned fee
Read on. Find out how to handle a seller who breaches a purchase agreement or otherwise interferes with the payment of a fee you have earned.
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What the Patriot Act has to do with mortgages
The 2001 Patriot Act amended the Bank Secrecy Act, which was enacted in 1970 to combat money laundering and terrorist financing.
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The due-on threat prevents seller carrybacks
There is an obstacle to the coming wave of carryback sales: the lender’s due-on clause.
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Strong growth potential for California’s hot solar market
California solar activity accounts for over half of solar activity in the nation. But is this industry too reliant on government incentives?
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Lender can’t deny mortgage due to applicant’s maternity leave
Some lenders are unaware that refusing to consider an applicant on maternity/paternity paid leave or disability pay is a violation of the Fair Housing Act.
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All-cash sales of high-end homes need to be reported in major California counties
Title insurance companies need to report the identities of people using all-cash to purchase high-end homes.
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Treasury expands money laundering regs for all-cash purchases
A recent report revealed 25% of all-cash real estate purchases above $2 million included names on suspicious activity reports.
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Minority homebuyers face discrimination on all sides
This article details the hurdles minority households face in becoming homeowners, and offers actions California real estate agents may take to mitigate these obstacles.
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Air quality in the San Joaquin Valley
Local rules real estate agents and their clients need to be aware of to mitigate air pollution in San Joaquin Valley.
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Survey says: Homebuyers pleased with TRID disclosures
91% of homebuyers are satisfied with the new closing disclosures — although some lenders still struggle with incorporating them into their practice.
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