student debt | firsttuesday Journal

Reduced student loan balances — a boon for homeownership, or an economic disaster?

by Carrie B. Reyes | Aug 29, 2022 | Economics, Finance, Real Estate | 1

Will this sudden windfall cause the number of eligible homebuyers to skyrocket — or just add to inflation?

More young adults are living with their parents for longer

by ft Editorial Staff | Jun 18, 2019 | Economics | 0

Young adults are now living with their parents at a rate nearly twice as high as before the 2008 recession.

Student debt prevents homeownership for thousands of Californians

by Carrie B. Reyes | Mar 18, 2019 | Economics | 1

The Federal Reserve estimates the number of young adults prevented from buying their first home by student debt.

Higher education gives a boost to California’s housing market

by Carrie B. Reyes | Jan 30, 2018 | Economics, Feature Articles | 0

California’s public university system is a major player in income class mobility and homeownership.

ARM holders get first taste of Fed rate increases

by Carrie B. Reyes | Oct 23, 2017 | Feature Articles, Interest Rates | 0

Interest rates on ARMs are edging higher. What will be the impact on the housing market?

Resolving student debt to rescue future homebuyers

by ft Editorial Staff | May 31, 2016 | Real Estate | 0

See how the U.S. compares to other countries, and some proposed solutions to resolving the cost of education.

Lend less; boost economic growth?

by Carrie B. Reyes | Apr 11, 2016 | Economics | 0

In Britain, banks continue to lend to failing businesses, despite the inability of these businesses to contribute to the economy. The U.S. is not immune to bad lending decisions, either.

The thing about student loans and homeownership no one is talking about

by Carrie B. Reyes | Feb 8, 2016 | Finance | 1

Individuals with college education make more money, making a mortgage more attainable – is this enough to justify the added cost of student loan debt?

Financial advice for Millennials

by ft Editorial Staff | Jan 4, 2016 | Real Estate | 0

Millennials turn to technology and each other for financial advice on surviving overwhelming student debt and accumulating personal savings.

Home values sway college attendance

by Carrie B. Reyes | Nov 9, 2015 | Economics | 0

Rising home values have an adverse effect on college attendance, according to a recent study...

Does a college degree help buy a home faster?

by Carrie B. Reyes | Oct 7, 2015 | Loan Products | 0

In high cost areas of California, college grads and non-grads alike have to save up for longer than ever to make a full down payment.

Generation Y’s homeownership aspirations are overly optimistic

by Carrie B. Reyes | Aug 25, 2015 | Real Estate | 0

Young adults are excited to become homeowners. They’re just not ready yet.

Is homeownership racially biased?

by Carrie B. Reyes | Feb 23, 2015 | Economics, Fair Housing, Real Estate | 2

The racial homeownership gap, explained.

Too expensive to go to school

by ft Editorial Staff | Aug 11, 2014 | Market Watch, Real Estate | 0

Student debt and underemployment postpone college graduates’ ability to save for homeownership.

Buyer-occupant share increases, low sales volume unaffected, Monthly Statistical Update (July 2014)

by ft Editorial Staff | Jun 30, 2014 | Monthly Statistical Update, Real Estate | 0

Property buying diminishes when rates and prices rise; As volume shrinks, buyer-occupants replace speculators; Student debt hampers first-time homebuyers