Change the law: Phase in a Qualified Residential Mortgage requirement for a 20% down payment
first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).
Read Moreby ft Editorial Staff | Oct 23, 2019 | Change The Law, Finance | 4
first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).
Read Moreby Carrie B. Reyes | Jun 10, 2019 | Finance | 0
The Mortgage Bankers Association wants to see changes at the Consumer Financial Protection Bureau.
Read Moreby Carrie B. Reyes | Oct 28, 2014 | Finance, Real Estate | 1
Not including a down payment requirement is a big miss for the QRM.
Read Moreby Jeffery Marino | Dec 29, 2013 | Feature Articles, Real Estate | 1
For our 2013 year in review, we look back over a year rife with risky speculation, serious price inflation, discontent with the trade unions and some robust of regulation.
Read Moreby ft Editorial Staff | Nov 18, 2013 | Monthly Statistical Update, Real Estate | 0
Homeownership rate slips on low savings and weak sales volume, Weekly Statistical Update 11/18/2013
Read Moreby Jeffery Marino | Nov 1, 2013 | Real Estate | 2
Former Rep. Barney Frank is calling foul on federal regulators for gutting new mortgage securities rules enshrined in the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank).
Read Moreby Carrie B. Reyes | Oct 29, 2013 | Loan Products, Real Estate | 11
first tuesday has long supported a 20% down payment requirement. But is the 30% down payment proposed by the QRM-Plus simply too much? Why not 50%?
Read Moreby Giang Hoang-Burdette | Sep 9, 2013 | Feature Articles, Finance, Loan Products, Real Estate | 0
Ability-to-repay, qualified mortgage, qualified residential mortgage: are you lost yet? Read this article to get through the maze of new and proposed rules affecting residential mortgage lending.
Read Moreby Carrie B. Reyes | Feb 12, 2013 | Change The Law, Finance, Interest Rates, Reader Polls, Real Estate | 11
The qualified mortgage was envisioned to protect the market from bubbling out of control again due to Wall Street financing. But it is the qualified residential mortgage (QRM) that will ultimately ensure consistent market stability for years to come, by determining the new down payment requirement.
Read Moreby Carrie B. Reyes | Dec 7, 2012 | Loan Products, Reader Polls, Real Estate | 2
The Federal Housing Administration (FHA) reports its reserve fund is at -1.44% (or negative $16.3 billion), down from…
Read Moreby Sarah Cantino | Aug 31, 2012 | Reader Polls, Real Estate | 0
Will Frannie ever die? No (67%, 12 Votes) Yes (33%, 6 Votes) Total Voters: 18 Fannie Mae and...
Read Moreby Sarah Cantino | Jul 20, 2012 | Finance, Market Watch, Real Estate | 0
Boomtime lending practices have permanently changed the housing industry, per studies presented at...
Read Moreby Sarah Cantino | May 18, 2012 | Real Estate, Tax | 2
As the Consumer Financial Protection Bureau’s (CFPB) summer 2012 deadline for formulating a...
Read Moreby ft Editorial Staff | Oct 9, 2011 | Economics, Real Estate | 6
Should Congress pass legislation to mandate a 20% down payment to qualify for a residential mortgage? No (71%, 136 Votes) Yes (29%, 56 Votes) Total Voters: 192 Whatever happened to that bout over the 20% down payment proposal...
Read Moreby Giang Hoang-Burdette | May 3, 2011 | Feature Articles, Finance, Real Estate | 2
This article analyzes the proposed definition of the qualified residential mortgage (QRM), and how it will affect the future of California real estate.
Read MoreCheck out our previous poll here.