Tightened mortgage standards lock out mid- to high-tier homebuyers, sellers
Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
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Tag: mortgage applications
Mortgage Concepts: Lender ECOA disclosures of action taken, Part 2
Part 2 explains ECOA-mandated disclosures advising the borrower of the action the lender has taken on the borrower’s mortgage application.
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Today’s homebuyers take on the highest mortgage payments ever
High mortgage rates and high (but falling) home prices make 2022 the absolute worst time to be a homebuyer.
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Mortgage application volume hasn’t been this low since 2000
For the first time in years, independent mortgage brokers reported net losses in Q2 2022.
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The housing market tips as ARM share rises, mortgage applications plummet
As interest rates have jumped, homebuyers in search of relief are embracing seductively low teaser rates.
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Commercial, residential mortgage originations flat-to-down in 2018-2019
National mortgage volume turned in a mixed performance in 2018.
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Mortgage rates rise — how will buyers respond?
How will the rate rise influence home sales going forward, and how have home sales already been impacted?
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California’s high risk for owner-occupancy mortgage fraud
A recent report from Interthinx labels California the state at second-highest risk of occupancy misrepresentation in the nation.
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IRS hacks emphasize need to protect clients from identity theft
IRS hacks expose a vulnerability in mortgage applications that may put homeowners at risk for identity theft.
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