The votes are in: homebuyer demand impacted by mortgage deregulation
In a firsttuesday poll from May, a question was posed to readers: how does deregulation of...
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Tag: Millennium Boom
More subprime mortgages issued in 2019
When subprime mortgages are originated in large numbers, they can be a danger to the housing market.
Read MoreLook back to look forward: California’s past and future housing cycles
View California’s current housing cycle alongside the Millennium Boom.
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Home prices rise — but are not yet fully recovered in California
Most of the state has yet to return to the elevated home price peaks of the Millennium Boom.
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California’s overvalued housing markets: cause for concern?
Are California’s overvalued markets sign of a real estate bubble?
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May an owner of condemned property recover damages for a decline in property value between when a project was proposed and commenced?
A government entity planned to construct a freeway bypass through an owner’s property. The government entity initially intended to seize only a portion of the owner’s property and staked out the boundaries of the partial take before commencing work. Two years later, the government entity began work and seized the entire property, providing compensation to the owner in the amount of the property’s fair market value (FMV) at the time the entire property was condemned.
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FHA fast tracks Millennium Boom casualties into homeownership
Homeowners negatively impacted by the Millennium Boom may gain access to FHA-backed financing earlier than anticipated. FHA-insured financing is a critical artery that funnels money to homebuyers, and by extension, California agents. More homebuyers with access to purchase-assist funds equal more fees for agents in the wake of the housing crisis.
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Getting tough with big banks (and missing the point)
Tighter banking regulations won’t help the struggling American consumer.
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The great gamble: real estate speculators decoded
Look at the role speculation has played in the recovery from the Great Recession.
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Home prices don’t back speculation
There has been much ado about rapidly inflating home prices in the second half of 2012. Some view this increase as the start of another housing boom. However, a home price surge the size of the recently busted Millennium Boom is not likely for…
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Fed officials didn’t see it coming
The Federal Reserve (the Fed) recently released transcripts from its 2006 Federal Open Market...
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Why shouldn’t we hate Wall Street?
This article disputes the claim that Wall Street is a vital component of a thriving economy and argues the current mortgage lending environment actually stifles the upward mobility of the middle class.
Read MoreHigh-tier real estate’s foothold in California
Do you have access to high-tier listings in your area? Yes (55%, 21 Votes) No (45%, 17 Votes) Total Voters: 38 High-end real estate offices are demonstrating resilience to this Lesser Depression, as evidenced by the new firms...
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For Gen Y, bigger is not better
California is about to discover it has an oversupply of classic subdivision housing, according to...
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The morality of strategic default: businesses vs. homeowners
This article discusses the purported moral implications of a homeowner’s decision to strategically default and why no such implications exist for a strategically defaulting business.
Read MoreBlame speculators for the intensity of the boom and bust
Real estate speculators are to blame for the intensity of the 2004-2006 housing bubble and subsequent financial crisis, as found in a study by the Federal Reserve of New York (New York Fed). Between 2000 and 2006, the share of...
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Economic Forecast Conference predicts slow, steady growth
A cautiously optimistic light was thrown on the economic recovery of the Riverside-San Bernardino...
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Damage control: restoring public trust in real estate professionals
This article explains why the public negatively ranked the honesty and ethical standards of real estate licensees and what licensees must do to improve their image.
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Unions Occupy Wall Street — where are the Realtors?
Are you one of the 99% represented by those participating in Occupy Wall Street? Yes (50%, 20...
Read MoreYou’re sure you’re a shortsale specialist?
Part II of this article series examines the pedigree of a true “short sale specialist” and highlights the many tedious aspects of qualifying a negative-equity homeowner for a short payoff with his mortgage lender.
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