In California, where down payments are highest, homeownership is lowest
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
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by Carrie B. Reyes | Dec 21, 2020 | Bay Area, Economics, Mortgages, Real Estate | 0
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
Read Moreby Carrie B. Reyes | Sep 17, 2018 | Loan Products | 1
Freddie Mac is consolidating two mortgage programs and broadening mortgage access.
Read Moreby Carrie B. Reyes | Sep 18, 2017 | Home Sales | 0
California has one of the lowest average loan-to-value ratios in the U.S.
Read Moreby ft Editorial Staff | Jun 27, 2016 | Investment, Laws and Regulations, New Laws, Real Estate | 0
Brokers selling notes secured by real estate or a business opportunity need to adhere to new investor questionnaire guidelines.
Read Moreby Carrie B. Reyes | Feb 13, 2015 | Mortgages, Real Estate | 1
Our foreclosure problem runs deep.
Read Moreby Carrie B. Reyes | Sep 5, 2012 | Finance, Reader Polls, Real Estate | 0
Why do you think Wells Fargo is taking so much of the mortgage market? They have the best customer...
Read Moreby Carrie B. Reyes | Aug 13, 2012 | Real Estate | 0
Do you have clients who would like to take advantage of today’s low interest rates by refinancing, but are unable to since they have more than 20% equity in their home? Good news! If their mortgage is owned by Freddie Mac, they...
Read Moreby Jeffery Marino | Jun 28, 2012 | Economics, Market Watch, Real Estate | 3
The big picture of negative equity in U.S. real estate is enough to make a grown broker cry, and...
Read Moreby Carrie B. Reyes | May 22, 2012 | Real Estate | 2
Originating a home loan imposes a degree of risk on the lender, the stakes of which are made all...
Read Moreby Sarah Cantino | May 14, 2012 | Reader Polls, Real Estate | 3
Do you think BofA’s cramdown offers are likely to extend beyond 200,000 to greater numbers of underwater California homeowners? No (70%, 52 Votes) Yes (30%, 22 Votes) Total Voters: 74 Bank of America (BofA) has begun offering...
Read Moreby Carrie B. Reyes | May 9, 2012 | Interest Rates, Reader Polls, Real Estate | 1
What is your source for housing market forecasts? I formulate my own predictions. (34%, 18 Votes)...
Read Moreby Carrie B. Reyes | Apr 3, 2012 | Real Estate | 2
How many of your clients seeking to refinance will qualify for HARP 2.0? 10% or less (81%, 59...
Read Moreby Jeffery Marino | Dec 5, 2011 | Economics, Feature Articles, Finance, Real Estate | 1
This article argues that the diminished housing wealth of the Baby Boomer generation will not forestall their retirement-induced migration, and clarifies the nuances in the debate over Baby Boomer behavior in today’s real estate marketplace.
Read Moreby Jeffery Marino | Nov 29, 2011 | Finance, Loan Products, Real Estate | 9
Congress has raised the jumbo limit for Federal Housing Administration (FHA) loans back to...
Read Moreby Jeffery Marino | Nov 15, 2010 | Real Estate | 2
The “F” word has never been mentioned in the news as much as it has in recent months: foreclosure. News of foreclosure paperwork snafus and moratoriums have recharged concerns regarding the effect of foreclosures on the sluggish...
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