Mortgage Concepts: MARS rule communication types and disclosures
This video discusses communication types and disclosures under the Mortgage Assistance Relief Services (MARS) rule.
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Tag: disclosures
MLO Mentor: The Fair Credit Reporting Act, Part II
This article gives an overview of the separate disclosures required under Fair Credit Reporting Act (FCRA)
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MLO Mentor: The Fair Credit Reporting Act
This article gives an overview of the Fair Credit Reporting Act (FCRA).
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MLO Mentor: The Home Mortgage Disclosure Act, Part I
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...
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Form-of-the-Week: Property Expense Profile and Homeowners’ Association (HOA) Addendum — Forms 306 and 309
A seller’s agent uses RPI Form 306 to disclose a residential property’s monthly operating costs and RPI Form 309 to disclose HOA use restrictions.
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Brokerage Reminder: Timely termite inspections – eliminate the risk
This week’s Brokerage Reminder reviews the importance of the structural pest control report and disclosures.
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POLL: Have client attitudes toward natural hazards changed in 2020?
Have client attitudes toward natural hazards that affect property values changed in 2020? No,...
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Brokerage Reminder: Eliminating contingencies – reasonableness required
Refresh yourself on the ins and outs of contingency provisions.
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Form-of-the-Week: The listing employment report and file activity sheet – Forms 520 and 522
Maintaining the client file for oversight and business development An agent employed by a broker...
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Brokerage Reminder: Prior occupant’s death on a property – to disclose or not to disclose
Learn when to disclose or not disclose a prior occupant’s death on a property in this week’s Brokerage Reminder.
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Form-of-the-Week: Neighborhood Security Disclosure and Unique Factors and Conditions Affecting a Property – Forms 308 and 321
Forms 308 and 321 focus on external material facts and conditions which affect a property’s value
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Brokerage Reminder: When in doubt, disclose – always!
Brush up on the Transfer Disclosure Statement and the importance of disclosing material facts to buyers and sellers.
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Brokerage Reminder: A general duty owed the buyer
This article covers the due diligence obligations a broker or agent owes the buyer in a real estate transaction.
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Brokerage Reminder: The seller’s broker’s due diligence
Brush up on the due diligence obligations a seller’s agent owes to their seller.
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Change the law: require agents to disclose known tax information
Our proposal to mandate agent disclosure of known tax consequences of a transaction.
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Save a life: Radon testing and mitigation in real estate transactions
This article explains radon testing, mitigation and everything else California real estate agents need to know about this dangerous substance found in homes across the state.
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Documents for private transfer fees to include disclosure notice
New disclosure for private transfer fee documents.
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New disclosures required of residential CID managers
CID managers to provide new disclosures to their HOAs.
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“Spouse” now includes registered domestic partners
This law replaces “husband and wife” with “spouse” in multiple statutes affecting real estate.
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The loudest neighborhoods in Sacramento
Is there any recourse for a homebuyer who finds out about the noisy neighbor after they move in?
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