disclosures | firsttuesday Journal

POLL: Have you ever shown a house that was said to be haunted? Happy Halloween!

by Carrie B. Reyes | Oct 27, 2022 | Real Estate, Your Practice | 0

In honor of Halloween, we’re revisiting our readers’ spookiest haunted house showings.

MLO Mentor: timeliness of disclosures

by Bethany Correia | Sep 12, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0

This article details disclosure timelines for the Loan Estimate and Closing Disclosures.

Form-of-the-Week: Transfer Disclosure Statement, Unique Factors and Conditions Affecting Property and Seller’s Neighborhood Security Disclosure — Forms 304, 308 and 321

by ft Editorial Staff | Aug 8, 2022 | Buyers and Sellers, Forms, Real Estate | 0

A seller’s agent discloses the existence of unique external factors or conditions affecting a property’s desirability or security conditions surrounding a property with RPI Forms 304, 308 and 321.

California’s suburban homebuyers are moths to a flame — and paying for the privilege

by Bethany Correia | Aug 1, 2022 | Feature Articles, Home Sales, Property Management, Real Estate | 0

More homebuyers are paying record-breaking premiums to live in high fire risk zones.

DFPI Bulletin Digest: July 2022

by ft Editorial Staff | Jul 22, 2022 | Laws and Regulations, Mortgages, New Laws, Pending Laws, Real Estate, Your Practice | 0

The July 2022 DFPI Bulletin focuses on small business financing disclosures, proposed rules on commercial financial products, and the 2022-2023 assessment rates for financial institutions, among other topics.

MLO Mentor: ECOA disclosures, Part II

by ft Editorial Staff | Jul 21, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0

This article discusses record retention and discrimination rules under the Equal Credit Opportunity Act (ECOA).

MLO Mentor: ECOA disclosures

by ft Editorial Staff | Jul 18, 2022 | Mortgages, Real Estate | 0

MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...

Disclosures on carryback financing transactions

by ft Editorial Staff | May 23, 2022 | Finance, Interest Rates, Mortgages, Real Estate | 0

As interest rates rebound from their historic lows during the pandemic, buyer purchasing power is...

Mortgage Concepts: MARS rule communication types and disclosures

by ft Editorial Staff | May 19, 2022 | Feature Articles, Mortgages, Real Estate, Video, Your Practice | 0

This video discusses communication types and disclosures under the Mortgage Assistance Relief Services (MARS) rule.

MLO Mentor: The Fair Credit Reporting Act, Part II

by ft Editorial Staff | Mar 25, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0

This article gives an overview of the separate disclosures required under Fair Credit Reporting Act (FCRA)

MLO Mentor: The Fair Credit Reporting Act

by ft Editorial Staff | Mar 21, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0

This article gives an overview of the Fair Credit Reporting Act (FCRA).

Form-of-the-Week: Conflict of Interest Disclosure and Compensation Disclosure in a Real Estate Transaction — Forms 527 and 119

by Amy Perry | Mar 21, 2022 | Forms, Real Estate | 0

A broker or agent uses RPI Forms 119 and 527 to create transparency when additional compensation or a competing personal bias exists in a real estate transaction.

Net Listings for Sellers

by ft Editorial Staff | Mar 11, 2022 | Feature Articles, Real Estate, Video | 0

Calculating compensation and the conflicts of interest under a net listing

MLO Mentor: The Home Mortgage Disclosure Act, Part I

by ft Editorial Staff | Mar 4, 2022 | Real Estate | 0

MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...

Form-of-the-Week: Property Expense Profile and Homeowners’ Association (HOA) Addendum — Forms 306 and 309

by ft Editorial Staff | Feb 21, 2022 | Forms, Home Sales, Real Estate | 1

A seller’s agent uses RPI Form 306 to disclose a residential property’s monthly operating costs and RPI Form 309 to disclose HOA use restrictions.

Brokerage Reminder: Timely termite inspections – eliminate the risk

by ft Editorial Staff | Feb 21, 2022 | Brokerage Reminder, Real Estate | 2

This week’s Brokerage Reminder reviews the importance of the structural pest control report and disclosures.

POLL: Have client attitudes toward natural hazards changed in 2020?

by ft Editorial Staff | Jul 11, 2021 | Reader Polls, Real Estate | 0

Have client attitudes toward natural hazards that affect property values changed in 2020? No,...

Conflict of Interest Disclosure — RPI Form 527

by ft Editorial Staff | Mar 18, 2021 | Forms, Real Estate | 0

Download the Form This form is used by an agent or broker when a conflicting situation arises between the agent or broker and another principal or third-party to the transaction, to disclose relationships or positions held by...