Letter to the editor: Does a broker acting as a principal need to disclose they are a DRE licensee?
By receiving a fee, an agency is created — but not with whom you thought.
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Tag: disclosures
Updates coming to Environmental Hazards Booklet handed to buyers
A new law requires three new sections to be added to the Environmental Hazards booklet.
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Industrial real estate set to normalize
Following the pandemic-era distortions that sent demand for industrial space into a boom-time frenzy, industrial real estate transactions adjusted to a recession fever in 2022.
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Natural hazard disclosures and the seller’s agent
Gone are the days of minimal or delayed property disclosures.
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DRE Hot Seat: When mortgage originations go off the rails, repeatedly
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the real estate license of a broker who failed to disclose broker compensation received on mortgage origination forms, while also misrepresenting themselves as a lender and not as the buyer’s agent.
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DRE Bulletin Digest: Winter 2023
Welcome back to your quarterly real estate industry roundup!
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New California law clarifies real estate disclosure requirements
California’s legislature has clarified disclosure requirements for real estate professionals.
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POLL: Have you ever shown a house that was said to be haunted? Happy Halloween!
In honor of Halloween, we’re revisiting our readers’ spookiest haunted house showings.
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MLO Mentor: timeliness of disclosures
This article details disclosure timelines for the Loan Estimate and Closing Disclosures.
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Form-of-the-Week: Transfer Disclosure Statement, Unique Factors and Conditions Affecting Property and Seller’s Neighborhood Security Disclosure — Forms 304, 308 and 321
A seller’s agent discloses the existence of unique external factors or conditions affecting a property’s desirability or security conditions surrounding a property with RPI Forms 304, 308 and 321.
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California’s suburban homebuyers are moths to a flame — and paying for the privilege
More homebuyers are paying record-breaking premiums to live in high fire risk zones.
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DFPI Bulletin Digest: July 2022
The July 2022 DFPI Bulletin focuses on small business financing disclosures, proposed rules on commercial financial products, and the 2022-2023 assessment rates for financial institutions, among other topics.
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MLO Mentor: ECOA disclosures, Part II
This article discusses record retention and discrimination rules under the Equal Credit Opportunity Act (ECOA).
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MLO Mentor: ECOA disclosures
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...
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Disclosures on carryback financing transactions
As interest rates rebound from their historic lows during the pandemic, buyer purchasing power is...
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Mortgage Concepts: MARS rule communication types and disclosures
This video discusses communication types and disclosures under the Mortgage Assistance Relief Services (MARS) rule.
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MLO Mentor: The Fair Credit Reporting Act, Part II
This article gives an overview of the separate disclosures required under Fair Credit Reporting Act (FCRA)
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MLO Mentor: The Fair Credit Reporting Act
This article gives an overview of the Fair Credit Reporting Act (FCRA).
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Form-of-the-Week: Conflict of Interest Disclosure and Compensation Disclosure in a Real Estate Transaction — Forms 527 and 119
A broker or agent uses RPI Forms 119 and 527 to create transparency when additional compensation or a competing personal bias exists in a real estate transaction.
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Net Listings for Sellers
Calculating compensation and the conflicts of interest under a net listing
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