Elevated elements? Elevated risk.
New legislation expands disclosures for elevated elements when buyers consider a unit located within a CID.
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Tag: disclosures
The seller agent and the prospective buyer
Learn the difference between a broker’s specific agency duty owed only to their client and the limited general duty they owe to others in a transaction and how to observe and disclose conditions adversely affecting value and qualify statements when they are opinions, not facts.
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Condition of property: the owner’s disclosures for symmetric information
Learn the seller broker duty to inspect and disclose their observations and knowledge about a property’s condition to prospective buyers, preparation and delivery of the seller’s Transfer Disclosure Statement (TDS) and recognize the home inspection report (HIR) as a risk mitigation activity.
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Staging Sets a Buyer’s Expectations
See how a buyer’s enforceable expectations about property conditions are set at the time a purchase agreement is entered into, and how buyer agents gravitate towards properties offered with investigative third-party reports and seller disclosures in a complete marketing package.
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Real estate photography as advertised
New legislation mandates transparency in real estate photography by requiring labels for digitally manipulated images used in advertising and promotion.
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Environmental disclosures big and small
New legislation mandates disclosure of tobacco and nicotine products as a common environmental hazard.
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Disclosure checklist in sales and leasing
Here, we examine the public policy of symmetric awareness of a property’s fundamentals by the seller and buyer in all real estate transactions.
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Letter to the editor: Does a broker acting as a principal need to disclose they are a DRE licensee?
By receiving a fee, an agency is created — but not with whom you thought.
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Updates coming to Environmental Hazards Booklet handed to buyers
A new law requires three new sections to be added to the Environmental Hazards booklet.
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Industrial real estate set to normalize
Following the pandemic-era distortions that sent demand for industrial space into a boom-time frenzy, industrial real estate transactions adjusted to a recession fever in 2022.
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Natural hazard disclosures and the seller’s agent
Gone are the days of minimal or delayed property disclosures.
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DRE Hot Seat: When mortgage originations go off the rails, repeatedly
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the real estate license of a broker who failed to disclose broker compensation received on mortgage origination forms, while also misrepresenting themselves as a lender and not as the buyer’s agent.
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DRE Bulletin Digest: Winter 2023
Welcome back to your quarterly real estate industry roundup!
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New California law clarifies real estate disclosure requirements
California’s legislature has clarified disclosure requirements for real estate professionals.
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POLL: Have you ever shown a house that was said to be haunted? Happy Halloween!
In honor of Halloween, we’re revisiting our readers’ spookiest haunted house showings.
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MLO Mentor: timeliness of disclosures
This article details disclosure timelines for the Loan Estimate and Closing Disclosures.
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Form-of-the-Week: Transfer Disclosure Statement, Unique Factors and Conditions Affecting Property and Seller’s Neighborhood Security Disclosure — Forms 304, 308 and 321
A seller’s agent discloses the existence of unique external factors or conditions affecting a property’s desirability or security conditions surrounding a property with RPI Forms 304, 308 and 321.
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California’s suburban homebuyers are moths to a flame — and paying for the privilege
More homebuyers are paying record-breaking premiums to live in high fire risk zones.
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DFPI Bulletin Digest: July 2022
The July 2022 DFPI Bulletin focuses on small business financing disclosures, proposed rules on commercial financial products, and the 2022-2023 assessment rates for financial institutions, among other topics.
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MLO Mentor: ECOA disclosures, Part II
This article discusses record retention and discrimination rules under the Equal Credit Opportunity Act (ECOA).
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