Department of Veterans Affairs (VA)

California’s annual mortgage report card is out

by Carrie B. Reyes | Oct 9, 2019 | Finance, Loan Products | 0

Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).

Lower LTVs required for FHA, VA cash-out refinances

by ft Editorial Staff | Aug 14, 2019 | Loan Products | 0

Cash-out refinances on FHA mortgages will need a minimum of 20% equity.

CalVet program eclipsed by VA-guaranteed mortgages

by Oscar Alvarez | Jan 18, 2019 | Finance, Loan Products, Real Estate | 3

Does the CalVet program provide a good value for veterans?

Lender guidance for VA home improvement mortgages

by ft Editorial Staff | Jul 24, 2018 | Loan Products | 0

The VA has released instructions on how to process home improvement mortgages.

Lender guidance for VA construction mortgages

by ft Editorial Staff | Jul 23, 2018 | Loan Products | 0

Clarifications for the lender’s process to close VA-guaranteed construction mortgages.

California’s heavy hitting lending institutions

by Carrie B. Reyes | Dec 19, 2017 | Charts, Feature Articles, Loan Products | 0

As California’s housing recovery heats up, more loan originations are occurring across the state.

Active duty military contend with California’s high housing costs

by ft Editorial Staff | Jul 25, 2016 | Home Sales | 0

California is home to over 13% of the total U.S. military population, equaling 160,000...

Mortgage qualification rules for self-employed homebuyers

by Carrie B. Reyes | Jun 6, 2016 | Feature Articles, Loan Products | 0

Rules and advice for transaction agents to guide self-employed buyers through the qualification process.

CalVet falls short

by Carrie B. Reyes | Dec 15, 2015 | Feature Articles, Loan Products | 9

CalVet provides veterans with mortgages at below market rates — but at what cost?

Statement of government-certified condominium status required in CID annual budget reports

by Amy Thomas | Oct 9, 2015 | New Laws, Real Estate | 0

Common interest developments need to include statements indicating whether they are certified by the Federal Housing Administration or the Department of Veterans Affairs in their annual budget reports.

The interest rate reduction refinance loan (IRRRL) for VA mortgages

by ft Editorial Staff | Jul 26, 2015 | Feature Articles, Loan Products | 0

This is the third part in an article series on mortgage programs for veterans. This article examines the Interest Rate Reduction Refinance Loan (IRRRL).

The FHA and deficiency judgments in California

by ft Editorial Staff | Jul 21, 2015 | Letters to the Editor, Loan Products, Real Estate | 3

The FHA has not exercised its right to collect on a deficiency in California in over 20 years.

The most mortgage for your money: VA, FHA or conventional?

by ft Editorial Staff | Jul 20, 2015 | Feature Articles, Loan Products | 0

This article compares U.S. Department of Veterans Affairs (VA)-guaranteed mortgages with Federal Housing Administration (FHA)-insured mortgages and conventional mortgages.

VA mortgage basics

by ft Editorial Staff | Jul 6, 2015 | Feature Articles, Loan Products | 0

This is the first in a series on mortgage programs for veterans. This article explores the U.S. Department of Veterans Affairs (VA)-guaranteed mortgage.