The FHFA has altered their mortgage insurance premiums. Now, borrowers with lower credit scores and down payments will be paying less under the new structure than they did under the old.
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Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video gives an overview of the different types of loan features. For course credit toward renewing your NMLS license, visit firsttuesday.us.
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The FDIC expects the number of unbanked households to rise in 2020-2021 due to the major income losses experienced during the 2020 recession.
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Share your experience with other real estate professionals.
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With the passage of SB 1157, tenants in buildings receiving government assistance will have a new way to add to their credit histories.
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According to a recent first tuesday poll, 67% of prospective homebuyers seeking to be pre-approved...
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Do most of your clients pull their credit report and score before seeking pre-approval for a...
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Do most of your clients pull their credit report and score before seeking pre-approval for a...
Read MoreThe current credit score model is outdated and not changing anytime soon.
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What the Equifax data breach of 2017 means for how credit reporting agencies (CRAs) treat your personal credit information, and what you can do to protect yourself and your clients.
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A new topic in credit report valuation may hurt homebuyer mortgage access.
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Do most of your clients check their credit score before getting pre-approved for a mortgage? No....
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Mortgage bankers are intensifying scrutiny on applicants’ credit scores, according to the Zillow...
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23,900 foreclosures were completed in California during 2015, a big improvement from recent years.
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Increasingly lower credit scores may limit potential homebuyers and negatively affect the real estate market.
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Use this first tuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a...
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Use this first tuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a...
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Use this first tuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a...
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Want to be a part of making the closing process better for your clients?
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Prosecutors may pursue credit reporting agencies if the agencies attempt to prevent landlords or tenants from providing consumers with copies of their credit reports.
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