What buyer- and tenant-clients need to know about credit reports
This article offers a bird’s eye view on credit report fundamentals across real estate sales and rentals.
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Tag: credit score
Mandated landlord credit-reporting offer to improve tenant credit scores
Residential landlords are now obligated to offer to report a tenant’s positive rental payment information to at least one nationwide consumer reporting agency.
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New mortgage premium structure signifies a transfer of wealth
The FHFA has altered their mortgage insurance premiums. Now, borrowers with lower credit scores and down payments will be paying less under the new structure than they did under the old.
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Mortgage Concepts: What are the different loan features?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video gives an overview of the different types of loan features. For course credit toward renewing your NMLS license, visit firsttuesday.us.
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Rate of unbanked households to rise in 2020
The FDIC expects the number of unbanked households to rise in 2020-2021 due to the major income losses experienced during the 2020 recession.
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Poll: Do your clients check their credit score before getting pre-approved for a mortgage?
Share your experience with other real estate professionals.
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Law gives tenants in assisted housing more chances to improve their credit scores
With the passage of SB 1157, tenants in buildings receiving government assistance will have a new way to add to their credit histories.
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The votes are in: Clients don’t pull their credit report before mortgage pre-approval
According to a recent first tuesday poll, 67% of prospective homebuyers seeking to be pre-approved...
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POLL: Do clients pull their credit report before seeking pre-approval for a mortgage?
Do most of your clients pull their credit report and score before seeking pre-approval for a...
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POLL: Do clients pull credit scores before seeking pre-approval for a mortgage?
Do most of your clients pull their credit report and score before seeking pre-approval for a...
Read MoreFHFA puts off credit score overhaul
The current credit score model is outdated and not changing anytime soon.
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FARM: November Newsletter 2015 – D1
Use this first tuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a...
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FARM: November Newsletter 2015 – D2
Use this first tuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a...
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FARM: 4 critical credit tips
Use this first tuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a...
Read MoreFARM: What to know about your credit score
Use this FREE first tuesday FARM letter copy in your marketing! Have a topic you’d like us to write about? Email editorial@firsttuesday.us and let us know! Q: How is my credit score determined? A: 35% is payment history, 30% is...
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