FHA delinquencies rising on pandemic forbearance arrangements
What are the consequences of delinquency in pandemic-era forbearance arrangements?
Read More
Tag: Federal Housing Administration (FHA)
FHA lengthens amortization of delinquent mortgages to 40 years
The Federal Housing Administration (FHA) is keeping their mortgaged homeowners who are delinquent in payments on the books.
Read More
FHA increases mortgage limits — a lot
How many of your sellers in 2021 sold and relocated outside of California? More than 20% (63%, 20...
Read More
Mortgage Concepts: When can a borrower cancel FHA mortgage insurance?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses when a borrower can cancel Federal Housing Administration (FHA) mortgage insurance.
Read More
The coming surge in mortgage modification defaults
This article forecasts a surge in mortgage modifications in the wake of the coming expiration of foreclosure moratoriums — which will in turn lead to a rise in re-defaulting borrowers.
Read More
Suspended foreclosures, evictions due to COVID-19 impacts
This article covers the various efforts to keep Californians housed during this period of social distancing and economic uncertainty.
Read More
FHA smooths the path for condo approvals
The FHA is now processing approvals for individual units in unapproved projects.
Read More
California’s annual mortgage report card is out
Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).
Read More
Lower LTVs required for FHA, VA cash-out refinances
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
Read More
California-sponsored PACE program struggles with tax problems
Designed with noble intentions, Property Assessed Clean Energy (PACE) programs are actually causing more harm than good to homeowners.
Read More
Different Treatment is Discrimination
Covers: Illustration of different lending treatment provided to a protected class of borrowers; Recovery under the Equal Credit Opportunity Act; Federal Housing Administration (FHA). More information about this topic is available @ firsttuesdayjournal.com.
Read More
Resources
Education
Get to know us
Products & Services
