FHA lengthens amortization of delinquent mortgages to 40 years
The Federal Housing Administration (FHA) is keeping their mortgaged homeowners who are delinquent in payments on the books.
Read Moreby ft Editorial Staff | May 19, 2023 | Finance, Mortgages, Real Estate | 0
The Federal Housing Administration (FHA) is keeping their mortgaged homeowners who are delinquent in payments on the books.
Read Moreby Madison Hart | Feb 14, 2022 | Real Estate | 0
How many of your sellers in 2021 sold and relocated outside of California? More than 20% (63%, 20...
Read Moreby ft Editorial Staff | Jan 21, 2022 | Feature Articles, Mortgages, Real Estate, Video, Your Practice | 0
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses when a borrower can cancel Federal Housing Administration (FHA) mortgage insurance.
Read Moreby Benjamin J. Smith | Jul 19, 2021 | Mortgages, Real Estate | 0
This article forecasts a surge in mortgage modifications in the wake of the coming expiration of foreclosure moratoriums — which will in turn lead to a rise in re-defaulting borrowers.
Read Moreby Carrie B. Reyes | Mar 19, 2020 | Finance, Property Management, Recessions | 0
This article covers the various efforts to keep Californians housed during this period of social distancing and economic uncertainty.
Read Moreby Carrie B. Reyes | Oct 23, 2019 | Loan Products | 0
The FHA is now processing approvals for individual units in unapproved projects.
Read Moreby Carrie B. Reyes | Oct 9, 2019 | Finance, Loan Products | 0
Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).
Read Moreby ft Editorial Staff | Aug 14, 2019 | Loan Products | 0
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
Read Moreby Oscar Alvarez | Sep 5, 2018 | Feature Articles, Finance, Loan Products, Real Estate | 0
Designed with noble intentions, Property Assessed Clean Energy (PACE) programs are actually causing more harm than good to homeowners.
Read Moreby ft Editorial Staff | Jan 9, 2018 | Real Estate, Video | 0
Covers: Illustration of different lending treatment provided to a protected class of borrowers; Recovery under the Equal Credit Opportunity Act; Federal Housing Administration (FHA). More information about this topic is available @ firsttuesdayjournal.com.
Read Moreby Carrie B. Reyes | Dec 19, 2017 | Charts, Feature Articles, Loan Products | 0
As California’s housing recovery heats up, more loan originations are occurring across the state.
Read Moreby Carrie B. Reyes | May 22, 2017 | Loan Products | 0
FHA-insured mortgages are meant to help renters with little cash become homeowners – but the real beneficiaries are sellers.
Read Moreby ft Editorial Staff | Apr 18, 2017 | Finance, Real Estate, Your Practice | 0
Register for the free webinar with the NRMLA.
Read Moreby Giang Hoang-Burdette | Jan 20, 2017 | Finance, Real Estate | 1
This just in: no new annual MIP rates, just old annual MIP rates.
Read Moreby Carrie B. Reyes | Dec 19, 2016 | Loan Products | 0
Mortgage credit is more accessible to some buyers more than others.
Read Moreby Carrie B. Reyes | Nov 8, 2016 | Loan Products, New Laws, Real Estate | 0
The minimum owner-occupancy rate for some condos is lowered from 50% to 35%.
Read Moreby Carrie B. Reyes | Jun 6, 2016 | Feature Articles, Loan Products | 0
Rules and advice for transaction agents to guide self-employed buyers through the qualification process.
Read Moreby Carrie B. Reyes | Apr 25, 2016 | Loan Products | 0
It’s becoming easier to qualify for government-insured mortgages — conventional mortgages, not so much.
Read Moreby ft Editorial Staff | Mar 31, 2016 | Letters to the Editor, Loan Products | 0
When is a low down payment a better choice than a traditional down payment? The answer depends on the homebuyer’s situation.
Read Moreby Amy Thomas | Feb 8, 2016 | Finance, Real Estate | 0
Nonbank lenders originating FHA-insured mortgages are taking on higher risk of default, but is it really the return of subprime lending?
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