Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses when a borrower can cancel Federal Housing Administration (FHA) mortgage insurance.
Prepare for the most critical issues you’ll encounter in your first years of practice.
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06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses when a borrower can cancel Federal Housing Administration (FHA) mortgage insurance.
Real Estate Compliance Consultant and former California Department of Real Estate (DRE) Investigator Summer Goralik highlights the importance of buyer-side fee disclosures.
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators (MLOs). This article outlines the rules and violations of the Telemarketing and Consumer Fraud and Abuse Prevention Act (TCFAPA).
This video discusses determining whether or not your loan is subject to the Real Estate Settlement Procedures Act (RESPA).
The California BPPI figure declined to -5.0 in December 2021, reflecting a 5% decrease in mortgage money available to homebuyers reliant on financing.
Fixed rate mortgage (FRM) rates look flat to up; Bond market investors subdued as the Fed fights inflation; Homebuyers eye low rates on adjustable rate mortgages (ARM)
The December 2021 DFPI Bulletin focuses on new state laws affecting licensees and the 2021-22 escrow special assessment, among other topics.
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses circumstances that trigger repayment of a reverse mortgage.
The fall 2021 edition of the DRE Bulletin serves as an annual report focusing on the DRE’s accomplishments throughout the previous fiscal year (which ended June 30, 2021).