This article will review MLO licensing, origination, and reporting under the California Residential Mortgage Lending Act (CRMLA).
MLO Mentor: The California Residential Mortgage Loan Act
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Real Estate Principles: Video™
A dynamic and multimedia collection of fundamental real estate concepts – step into the future of learning.
Stay current on the latest news, videos, forms, and updates for Real Estate Principles: Video™
Recent updates to the course e-book
- Effective January 1st, 2021, California homeowners qualify for a net equity homestead protection of up to $300,000 or the median sale price for a single family residence (SFR) in the homeowner’s county in the calendar year prior to the year in which they claim the exemption, not to exceed $600,000 (adjusted annually for inflation). [CCP §704.730] For more on this topic, see Form-of-the-Week: Homestead exemption, an asset preservation declaration – Form 465
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
Mortgage Concepts: Red Flags Rule and identity theft protection
This video discusses the Red Flags Rule and identity theft protection.
Q1 2022 Buyer Purchasing Power Index falls further into negative territory
Rapidly rising interest rates caused the BPPI figure to slip to -12.7 in March 2022 – and falling.
MLO Mentor: HECM fraud and abuse
This article discusses abuse, theft, and fraud schemes related to Home Equity Conversion Mortgages (HECMs).
Lease agreements and property management forms
Download real estate forms for all property management situations in California.
Jobs still lagging, savings rates fall; Monthly Statistical Update (April 2022)
Jobs are still climbing out of the recessionary pit; Personal savings — back to normal and falling; Yield spread forecasts no double dip recession — for now
Brokerage Reminder: “’Cause I’m the taxman, yeah I’m the taxman”
A weekly reminder to stay on top of your practice!
MLO Mentor: The MARS Rule
This article discusses the Mortgage Assistance Relief Services (MARS) rule
DRE Bulletin Digest: Winter 2022
The Winter 2022 DRE Bulletin focuses on scandal, new laws and education updates.