This article walks you through licensing under the California Financing Law (CFL).
MLO Mentor: California Financing Law
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Real Estate Principles: Video™
A dynamic and multimedia collection of fundamental real estate concepts – step into the future of learning.
Stay current on the latest news, videos, forms, and updates for Real Estate Principles: Video™
Recent updates to the course e-book
- Effective January 1st, 2021, California homeowners qualify for a net equity homestead protection of up to $300,000 or the median sale price for a single family residence (SFR) in the homeowner’s county in the calendar year prior to the year in which they claim the exemption, not to exceed $600,000 (adjusted annually for inflation). [CCP §704.730] For more on this topic, see Form-of-the-Week: Homestead exemption, an asset preservation declaration – Form 465
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
Mortgage Concepts: What is the MARS Rule?
This video discusses the Mortgage Assistance Relief Services (MARS) rule.
Form-of-the-Week: Authorization to Prepare a Home Inspection Report and a Natural Hazard Disclosure Report — Forms 130 and 131
A seller’s agent preparing a marketing package uses RPI Forms 130 and 131 to disclose the conditions and natural hazards associated with a property.
Rising rates bring back seller financing
As credit availability tightens thanks to rising interest rates, loan approvals become more elusive. But seller financing presents a back-door to homeownership.
MLO Mentor: CRMLA Annual Reports
This article details MLO reporting under the California Residential Mortgage Loan Act (CRMLA).
Fast rising mortgage rates chill real estate for all participants; Monthly Statistical Update (May 2022)
Mortgage interest rates leap, toppling buyers until prices drop; Lured by temporary price reports, new agents pour in during 2021; ARM use to rise with FRM rate jump
MLO Mentor: California Residential Mortgage Loan Act, Part II
This article continues our discussion in Part I of MLO licensing, origination and reporting under the California Residential Mortgage Loan Act (CRMLA).
Extra homework required to renew your California real estate license: What you need to know
Learn about the enhanced continuing education (CE) required of California real estate licensees and firsttuesday’s upcoming Implicit Bias course and video line up: Access for All: A Fair Housing Game™.
DRE Hot Seat: Broker conceals their own non-licensed escrow service while commingling trust funds
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the California real estate license of a broker who commingled their client’s funds with their personal account and used themselves, operating under an unapproved fictitious business name, as the escrow service without informing the client.