This article discusses the different thresholds that trigger Home Mortgage Disclosure Act (HMDA) data collection and reporting.
MLO Mentor: The Home Mortgage Disclosure Act, Part II
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Real Estate Matters
Keep abreast of the real estate industry in California with this expansive buffet of topics. This volume simplifies complex concepts to quickly update agents and brokers.
Stay current on the latest news, videos, forms, and updates for Real Estate Matters.
Recent updates to the course e-book
- Page 174: The first paragraph has been amended to read: If the deferred rent is not
paid as scheduled, the nonresidential landlord may file a UD action to evict the
tenant without serving another three-day notice.
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
2021 sales volume and construction gains offset in 2022 by higher mortgage rates; Monthly Statistical Update (March 2022)
Home sales got a (temporary) boost in 2021; Residential construction is not (yet) meeting demand; Mortgage insurance woes for leveraged buyers
Agent paychecks soar — but agent fee rates plunge in 2021
With fewer listings to go around — and higher prices to count on to boost their incomes — agents feel comfortable accepting lower fee rates to ensure they reap the benefits of an exclusive listing.
Brokerage Reminder: Don’t forget the home warranty!
A weekly reminder to stay on top of your practice!
Mortgage Concepts: Common mortgage fraud schemes, Part 3
This video finishes our discussion regarding common mortgage fraud schemes mortgage loan originators are likely to encounter in their business.
Fannie Mae and Freddie Mac to launch remote desktop appraisals in 2022
After a successful test run triggered by the pandemic, Fannie Mae and Freddie Mac will soon be permanently accepting remote desktop appraisals on eligible transactions.
DRE Hot Seat: Deceitful misrepresentations are not due diligence
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the California real estate license of a broker who failed to comply with advance fee requirements while conducting prepaid rental listing service (PRLS) activities.
MLO Mentor: Appraisal independence
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators (MLOs). This article discusses the importance of appraisal independence. Enroll in firsttuesday’s 8-Hour NMLS CE to renew your California MLO license and learn more about...
Mortgage Concepts: Common mortgage fraud schemes, Part 2
This video continues discussing common mortgage fraud schemes mortgage loan originators are likely to encounter in their business