Retiring Baby Boomers shift California’s future direction of real estate ownership.
Boomers retire and California reinvents their housing, again
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
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30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
Buyer Purchasing Power Index flattens in Q3 2025
The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.
California residential construction starts
Multi-family and SFR construction continue to lag behind demand for new housing.
Annual assessment increase for DFPI mortgage licensees
Declining DFPI licensee numbers, and the fees they charge, means the remaining individuals need to pick up the slack — with their wallets.
The 20% solution: Personal savings rates and homeownership
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
FARM: Student debt and homebuyers
Use this firsttuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a list of all our FARM letter templates, visit our FARM Letter page. [su_button url="http://journal.firsttuesday.us/wp-content/uploads/FARM-Letter-Template-User-Guide.pdf"...
California household formations set to decrease
While the number of households continues to grow, the rise is mostly thanks to renters.
California price-per-square-foot analysis
Want a deeper understanding of your local real estate market? These charts show the price-per-square-foot history of home sales in communities across California.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.