Real Estate Finance

There is another way to fight inflation than raising interest rates

by Carrie B. Reyes | Mar 21, 2022

Even as supply shortages cause rising prices and define the housing market, the Trade War’s policies continue in 2022.

Mortgage delinquencies settled in 2021 — but are looking up in 2022

by Carrie B. Reyes | Mar 14, 2022

Mortgage delinquencies continue to decline at the start of 2022 and are now nearly level with pre-pandemic levels.

MLO Mentor: The Home Mortgage Disclosure Act, Part II

by ft Editorial Staff | Mar 14, 2022

This article discusses the different thresholds that trigger Home Mortgage Disclosure Act (HMDA) data collection and reporting.

2021 sales volume and construction gains offset in 2022 by higher mortgage rates; Monthly Statistical Update (March 2022)

by ft Editorial Staff | Mar 7, 2022

Home sales got a (temporary) boost in 2021; Residential construction is not (yet) meeting demand; Mortgage insurance woes for leveraged buyers

Mortgage Concepts: Common mortgage fraud schemes, Part 3

by ft Editorial Staff | Mar 4, 2022

This video finishes our discussion regarding common mortgage fraud schemes mortgage loan originators are likely to encounter in their business.

Spill-over from rising interest rates impacts carryback arrangements

by Carrie B. Reyes | Feb 28, 2022

Beyond the immediate impact of rising interest rates on home prices, higher rates are also spilling over into other facets of real estate.

MLO Mentor: Appraisal independence

by ft Editorial Staff | Feb 25, 2022

MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators (MLOs). This article discusses the importance of appraisal independence. Enroll in firsttuesday’s 8-Hour NMLS CE to renew your California MLO license and learn more about...