Waiting for mortgage rates to drop to the “right” level is mental joy riding.
The “right” interest rate is the market rate — higher than homebuyers think
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
Stay current on the latest news, videos, forms, and updates for Real Estate Finance
Latest Articles
Mortgage concepts: ARM caps
Learn how interest rates on ARMs are calculated during each adjustment period.
Mortgage concepts: The modern-day ARM
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
Commercial mortgage lending slides in 2023
MLOs betting their income on commercial and multi-family lending in 2023 will be disappointed.
Ten-year rate hikes freeze up sellers in property markets; Monthly Statistical Update (June 2023)
The seesaw of mortgage market and Fed funds rates; Mortgage insurance also constricts homebuyer purchasing power; REIT values, returns fall back in 2023
Mortgage concepts: HMDA purpose and coverage
HMDA requires consumer mortgage lenders to gather and report data on consumer mortgage purchases, applications and originations as regulated.
Is the amount of home equity shielded by an automatic homestead exemption the threshold for the year a creditor recorded their judgment lien or the year the bankruptcy petition was filed?
Barclay v. Boskoski
FHA lengthens amortization of delinquent mortgages to 40 years
The Federal Housing Administration (FHA) is keeping their mortgaged homeowners who are delinquent in payments on the books.
Errata & Updates
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.