SB 1146 clarifies some foreclosure protections while letting mortgage servicers off the hook for others.
New law clarifies homeowner foreclosure protections provided by mortgage servicers
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
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Newly published related content
A closer look at the due-on clause
This article covers an owner’s use of property rights which allows a mortgage holder to capitalize on the due-on clause to extract further profit by calling the mortgage due and payable, or waiving the call to modify the interest rate and payment schedule at current market rates.
Renting and owning by county
Homeownership and rental vacancy rates decline across California. Are rentals the future of real estate?
(Re)introducing the due-on clause
This multimedia article explains when due-on clauses become used in the economic cycle and under which sale and leasing arrangements.
S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
The downward trend shaping California home sales volume
Home sales volume continues to decline in 2019.
30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
Buyer Purchasing Power Index flattens in Q3 2025
The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.
Annual assessment increase for DFPI mortgage licensees
Declining DFPI licensee numbers, and the fees they charge, means the remaining individuals need to pick up the slack — with their wallets.
