Mortgage rates are on their way up.
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.

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Mortgage rates are on their way up.
The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.
Declining DFPI licensee numbers, and the fees they charge, means the remaining individuals need to pick up the slack — with their wallets.
While the number of households continues to grow, the rise is mostly thanks to renters.
Where to park your cash? It depends on how long you’re going to park it for – and what types of risks you’re willing to take.
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
California’s homeownership rate dropped even as the typical age of first-time homebuyers rose.
This article offers a bird’s eye view on credit report fundamentals across real estate sales and rentals.
The mean price trendline reveals housing price deviations. Track the trends to reveal the direction of prices in the years ahead.