Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
2023’s downturn still undeclared; Despite year-over improvement, buyer purchasing power remains low; Saving rates creep higher as consumers rein in spending
California’s low homeownership rate means rentals are in high demand, with vacancies near historic lows.
Media pundits in their coverage of today’s high mortgage interest rates ignore the 60-year cycle of rising and falling mortgage rates and the seller’s pricing response to rising and falling rates.
Santa Clara’s housing market is experiencing the downfall from 2021’s pandemic bounce.
An overwhelming 95% of community bankers say the economy is already in a recession as of Q2 2023.
California’s attorney general recently announced a crackdown on illegal telemarketing.
Part 2 explains ECOA-mandated disclosures advising the borrower of the action the lender has taken on the borrower’s mortgage application.
View these charts for current activity and forecasts for San Francisco’s housing market.
This video covers the disclosures advising the borrower of the action the lender has taken on the borrower’s mortgage application.
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