The Home Ownership and Equity Protection Act (HOEPA) protects consumers against potential abuses in connection with high-cost home loans.
Is it a Section 32 loan?
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
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Newly published related content
Declining housing and economic factors push sales agents out; Monthly Statistical Update (October 2019)
California home sales volume to continue down; The yield spread forecasts the next recession; Active agents and brokers decline
Q3 2019 Buyer Purchasing Power Index rises as interest rates fall
The California Buyer Purchasing Power Index (BPPI) figure rose to +10.1 in September 2019.
Homeownership demographics struggle; Monthly Statistical Update (September 2019)
The homeownership decline hits young homeowners hardest; Student loan debt holds back homeownership for the young; Negative immigration to continue chipping away at home sales
Migration influences California’s housing market
A drop in negative net migration occurred in California in 2018.
Lower LTVs required for FHA, VA cash-out refinances
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
Interest rates favor buyers for now, signal recession to come; Monthly Statistical Update (August 2019)
FRM interest rates now cheaper than ARMs; Buyer Purchasing Power rises in 2019; Negative yield spread forecasts recession
DBO Bulletin Digest July 2019
A review of the July 2018 DBO Bulletin.
The downward forces on California home prices; Monthly Statistical Update (July 2019)
Home prices rebound slightly in Q1 2019; Sales volume: a powerful magnet for home prices; The pull of the mean price trendline on home prices
