View California’s current housing cycle alongside the Millennium Boom.
Look back to look forward: California’s past and future housing cycles
read more
Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
No corrections reported.
Newly published related content
Interest rates at an unequal bottom; Monthly Statistical Update (November 2019)
Fixed rate mortgage (FRM) rates decline; Adjustable rate mortgage (ARM) rates decrease, not enough; Economic expectations see Treasury rates bottom
FHA smooths the path for condo approvals
The FHA is now processing approvals for individual units in unapproved projects.
California’s annual mortgage report card is out
Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).
Is it a Section 32 loan?
The Home Ownership and Equity Protection Act (HOEPA) protects consumers against potential abuses in connection with high-cost home loans.
Declining housing and economic factors push sales agents out; Monthly Statistical Update (October 2019)
California home sales volume to continue down; The yield spread forecasts the next recession; Active agents and brokers decline
Q3 2019 Buyer Purchasing Power Index rises as interest rates fall
The California Buyer Purchasing Power Index (BPPI) figure rose to +10.1 in September 2019.
Homeownership demographics struggle; Monthly Statistical Update (September 2019)
The homeownership decline hits young homeowners hardest; Student loan debt holds back homeownership for the young; Negative immigration to continue chipping away at home sales
Migration influences California’s housing market
A drop in negative net migration occurred in California in 2018.