Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.
Buyer Purchasing Power Index (BPPI) inches higher in Q4 2025
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
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Newly published related content
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The yield spread indicates the likelihood of a recession or recovery one year forward.
Real estate runs with the labor force participation rate
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San Francisco housing indicators
View these charts for current activity and forecasts for San Francisco’s housing market.
Riverside housing indicators
View these Riverside regional charts for details on current activity and forecasts for its local housing market.
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Age and education data complete a portrait of California’s largest and most dynamic counties.
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In early 2025, low-tier priced housing has the lowest level of inventory available for sale or rent.
Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
New legal bar to foreclosing on long-time nonperforming second mortgages
A new law provides property owners additional defenses against servicers of old, “zombie mortgages.”