2022 has some mortgage lenders packing their bags and heading for the exits.
Mortgage lenders expect the housing market to worsen in 2023
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
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Newly published related content
Regulators nab two California-based mortgage relief scammers
The California Department of Financial Protection and Innovation and the Federal Trade Commission issued a joint complaint against a massive mortgage assistance relief scam operation.
California’s residential turnover rate hit a decade’s low in 2021
When turnover falls, so too does earning potential for agents and brokers.
ARM use ticks higher as buyers overreach
With falling home prices and rates continuing to rise, today’s ARM buyers are purchasing a ticking time bomb.
2023 recession demands discipline from investors; Monthly Statistical Update (November 2022)
Today’s weak yield spread reflects 2023’s poor economic outlook; Investors abandon risk in favor of safe havens; Property prices have a long way to fall in 2023-2025
Mortgage Concepts: The California Homeowner Bill of Rights
Learn how the HBOR guarantees homeowners a meaningful opportunity to keep their homes.
Discover the value — versus price — for a California home
See how far prices have deviated from their historical norm — the value level to which prices will inevitably return in the years ahead.
DFPI Bulletin Digest: October 2022
The October 2022 DFPI Bulletin focuses on consumer protection, enforcement actions and escrow reports.
One small step for refinancing, one giant leap for inequality
Discriminatory practices in appraisals have led to refinancing inequality.