Learn how the Fed is using their benchmark rate as a monetary policy tool to restrain levels of borrowing in 2022.
The Federal Reserve’s impact on mortgage rates
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Economic Trends in California Real Estate
Learn the 25 economic factors that drive California’s real estate market.
Stay current on the latest news, videos, forms, and updates for Economic Trends in California Real Estate.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
There is another way to fight inflation than raising interest rates
Even as supply shortages cause rising prices and define the housing market, the Trade War’s policies continue in 2022.
2021’s home price increases: the last straw for California’s struggling homeownership rate?
U.S. home values have officially more than doubled since 2009 — but California passed that milestone years ago.
Mortgage delinquencies settled in 2021 — but are looking up in 2022
Mortgage delinquencies continue to decline at the start of 2022 and are now nearly level with pre-pandemic levels.
Investor purchase share smashes records — a major pain for homebuyer occupants
Here in California, the investor share in Q4 2021 was highest in San Diego and lowest in San Jose.
2021 sales volume and construction gains offset in 2022 by higher mortgage rates; Monthly Statistical Update (March 2022)
Home sales got a (temporary) boost in 2021; Residential construction is not (yet) meeting demand; Mortgage insurance woes for leveraged buyers
Agent paychecks soar — but agent fee rates plunge in 2021
With fewer listings to go around — and higher prices to count on to boost their incomes — agents feel comfortable accepting lower fee rates to ensure they reap the benefits of an exclusive listing.
January 2022 California home sales volume declines
California home sales volume fell back in January 2022, resuming seasonal patterns which cyclically see the lowest home sales of the year in January.
Housing experts divided on home sale forecast
After a year of earth-shattering home prices increases, real estate professionals are wondering — what’s next in 2022?