Shetty v. HSBC Bank USA, N.A.
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.

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Shetty v. HSBC Bank USA, N.A.
https://vimeo.com/880610858 The Monthly Statistical Update (MSU) keeps agents and brokers current on the market trends affecting California real estate transactions. This month, we’re covering: ARM rates, which remain useless to buyers seeking to increase their...
In re Moon
Existing regulations prohibiting unfair, deceptive, and abusive practices (UDAAP) in consumer mortgage financing now apply to the conduct of originators of commercial mortgage financing in California.
Job growth stalls; The stock market, in disregard of reality; Construction struggles to take off despite need for more housing
In 2022, the number of consumer mortgage loans originated by DFPI licensees was down a shocking 70% from the prior year.
Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
2023’s downturn still undeclared; Despite year-over improvement, buyer purchasing power remains low; Saving rates creep higher as consumers rein in spending
California’s low homeownership rate means rentals are in high demand, with vacancies near historic lows.