McShannock v. JP Morgan Chase Bank
Does a national bank on acquiring a mortgage originated by a federal savings association need to pay interest on an impound account?
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
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Income inequality is catching up with California’s economy, stifling household formation and dragging down the housing market.
Interest rates at their historic bottom and looking ahead to the LIBOR’s retirement; Monthly Statistical Update (January 2021)
Fixed rate mortgages continue on toward new lows; Interest rates hold onto their cyclical bottom; The LIBOR is going, going…
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2020 in review and a forecast for 2021
This article digests the major housing developments that occurred in 2020 and details firsttuesday’s forecast for 2021.
Mortgage credit availability inches higher following 2020’s steep decline
The Mortgage Credit Availability Index (MCAI) is 30% below pre-pandemic levels.
Commercial, multi-family mortgage originations set to decline by one-third in 2020
While experiencing significant losses in 2020, the commercial and multi-family mortgage industry escaped the worst of experts’ original predictions.
2020’s struggling jobs market foreshadows declining home prices in 2021; Monthly Statistical Update (December 2020)
A second jobs recovery is needed to sustain the housing market; Californians drop out of the labor force; California home prices jump with low turnover and lower interest rates
Rate of unbanked households to rise in 2020
The FDIC expects the number of unbanked households to rise in 2020-2021 due to the major income losses experienced during the 2020 recession.