Making payments on an underwater mortgage in a declining market can feel a bit like pushing a boulder up a mountain.
Mortgage delinquencies edge higher going into 2023
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
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Newly published related content
The recession is imminent — for real estate, more of 2022; Monthly Statistical Update (January 2023)
Real estate’s preview of what’s to come; Inventories rise as buyer demand dives; Jobs lost in the 2020 recession are fully recovered
Form-of-the-Week: A comparative market analysis for setting prices and rents — Forms 318 and 318-1
A seller’s agent uses RPI Forms 318 and 318-1 when educating the seller on a reasonable asking price or rental amount for the property.
Mortgage Concepts: HOEPA
This Mortgage Concepts video introduces the Home Ownership and Equity Protection Act by outlining its purpose and requirements.
California real estate: 2022 in review and a forecast for 2023
Read about the legislative changes and economic shifts which impacted real estate professionals during 2022 – and our forecast for 2023.
Arranging hard money trust deed mortgages
Learn how California real estate licensees can earn fees arranging business-purpose trust deed investments.
Mortgage Concepts: Section 32 restrictions, Part I
Click play to review the mortgage terms and features Regulation Z prohibits in Section 32 loans.
Mortgage Concepts: Types of ARMs
This explainer video reviews common ARMs by surveying the types most popular during the Millennium Boom.
As mortgage interest rates rise, concessions return
Buyers looking to recoup lost purchasing power are dusting off old strategies to secure a more comfortable monthly mortgage payment.