Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Fixed rate mortgages continue on toward new lows; Interest rates hold onto their cyclical bottom; The LIBOR is going, going…
When the foreclosure moratorium ends, servicers may begin or resume the foreclosure process, unless homeowners are in a forbearance program.
This article digests the major housing developments that occurred in 2020 and details firsttuesday’s forecast for 2021.
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
The Mortgage Credit Availability Index (MCAI) is 30% below pre-pandemic levels.
Temporary relief is in sight for homeowners with single-family federally backed mortgages as the foreclosure moratorium is extended through January.
A second jobs recovery is needed to sustain the housing market; Californians drop out of the labor force; California home prices jump with low turnover and lower interest rates
New homeowners relish the moment they accept the keys to their new home — so why are more and more of them considering returning the keys?
Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead