2020 in review and a forecast for 2021
This article digests the major housing developments that occurred in 2020 and details firsttuesday’s forecast for 2021.
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Author: Carrie B. Reyes
New stimulus deal arrives, but won’t repair the economy
With much public disagreement and little time to spare, Congress has finally reached a deal for a new economic stimulus package.
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In California, where down payments are highest, homeownership is lowest
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
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Mortgage credit availability inches higher following 2020’s steep decline
The Mortgage Credit Availability Index (MCAI) is 30% below pre-pandemic levels.
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Fannie Mae, optimistic, forecasts an improving housing market
Fannie Mae’s optimism warms the heart, but there’s not any real kindling to keep it going.
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