Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
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Author: Carrie B. Reyes
Commercial mortgage lending slides in 2023
MLOs betting their income on commercial and multi-family lending in 2023 will be disappointed.
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To syndicate or not: a securities risk (or not)
Without elementary knowledge of securities risks in real estate transactions, syndicators might offer investors promotional value-adding activities with uncertainty of achievement to enhance value in a real estate investment.
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Mortgage concepts: HMDA purpose and coverage
HMDA requires consumer mortgage lenders to gather and report data on consumer mortgage purchases, applications and originations as regulated.
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California targets unlawful crime-free housing policies
Landlords who conduct criminal background checks may be guilty of housing discrimination.
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