The August 2022 DFPI Bulletin focuses on a crypto-asset survey and consumer alert, and AARP’s Scam Chat, among other topics.
DFPI Bulletin Digest: August 2022
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VRC: Real Estate Made Reel™
California’s first DRE-approved video-based renewal course – the classic.
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Home defects face greater scrutiny in 2022’s cooling market
Today’s sobered homebuyers have greater liberty to leverage home defects to justify a price cut than they did the last two years.
Mortgage Concepts: Regulation O recordkeeping
This video discusses recordkeeping rules for mortgage loan originators (MLOs) under Regulation O.
MLO Mentor: consumer privacy
This article discusses privacy laws for financial institutions under Regulation P, the Privacy of Consumer Financial Information.
Letter to the editor: May a commercial landlord’s broker refuse to pay a fee to the tenant’s broker upon renegotiation of the lease?
Under what circumstances is a landlord required to pay another broker fee?
MLO Mentor: The adjustable-rate mortgage, Part II
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators (MLOs). This article discusses the purpose, popularity and elements of the adjustable-rate mortgage (ARM). Review Part 1 of MLO Mentor: The adjustable-rate mortgage. The...
Appraisals in a declining market — and why it matters in 2022
After two years of rapid price increases, appraisers will need to make a quick shift when prices dive later in 2022.
DRE Hot Seat: Designated officer assumes responsibility over mismanaged brokerage
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) restricted the California real estate license of a broker who failed to properly supervise and maintain trust funds and trust fund records as the designated officer of a property management company.
DFPI Bulletin Digest: July 2022
The July 2022 DFPI Bulletin focuses on small business financing disclosures, proposed rules on commercial financial products, and the 2022-2023 assessment rates for financial institutions, among other topics.
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