Interest-only adjustable rate mortgages (ARMs) led homebuyers down a path to negative equity during the housing crash, and now they’ve returned with new qualification requirements.
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The Johnson-Crapo bill to wind down Fannie Mae and Freddie Mac is big news. But it may be much ado about nothing.
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Ability-to-repay, qualified mortgage, qualified residential mortgage: are you lost yet? Read this article to get through the maze of new and proposed rules affecting residential mortgage lending.
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Interest rates are bound to rise, which means the due-on clause will come back to haunt California real estate. This is the first installment of an ongoing series tracking the development of due-on issues in the coming era of rising interest rates.
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Your weekly California real estate news digest.
