Mortgage origination volume rises in 2025 — that’s the good news
Even as California’s real estate market is stabilizing, cracks are appearing. This includes higher shares of subprime lending in 2025.
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Tag: mortgage origination
Form-of-the-Week: Purchase Agreement for Note and Trust Deed, and Agreement to Hypothecate — Forms 241 and 242
A trust deed loan broker uses these forms when arranging the purchase by a trust deed investor of an existing trust deed note held out for sale to prepare an offer stating the price and conditions for purchase of the trust deed note, and when arranging a loan made by a trust deed investor collateralized by an existing trust deed note held by the borrower to prepare an offer by the investor for the borrower’s acceptance stating the terms and conditions for making the collateralized loan.
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MLO recession side hustle guide Part 1: Originator fees are slashed
How will MLOs survive the ongoing downturn in mortgage originations?
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Mortgage lenders expect the housing market to worsen in 2023
2022 has some mortgage lenders packing their bags and heading for the exits.
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MLO Mentor: The California Residential Mortgage Loan Act
This article will review MLO licensing, origination, and reporting under the California Residential Mortgage Lending Act (CRMLA).
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Refinancing and race: Why the divide and how to close the gap
Black and Latinx homeowners paid higher interest rates than White homeowners between 2005 and 2020. Why does this disparity exist?
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