Truth in Lending Act (TILA) | firsttuesday Journal

May an owner rescind a mortgage on a residential property awarded to them in a divorce proceeding when the mortgage was obtained to reacquire title they previously held?

by Benjamin J. Smith | Oct 23, 2019 | Real Estate, Recent Case Decisions | 0

Barnes v. Chase Home Finance Facts: An owner and their spouse hold title to their residence as...

Top 10 reasons investors reject TRID mortgages

by Sarah Kolvas | Jun 13, 2016 | Finance, Laws and Regulations, Real Estate | 1

The most common reasons investors refuse to buy mortgages in the secondary mortgage market are highlighted in this list published by the authoring attorney of TRID rules.

Are mortgage holders monetarily liable for failure to notify a borrower of their mortgage transfer when the transfer occurred prior to the implementation of a notification requirement?

by Amy Thomas | Feb 8, 2016 | Laws and Regulations, Recent Case Decisions | 0

A mortgage holder transfers a borrower’s mortgage to a successor mortgage holder. Neither mortgage holder notifies the borrower of the transfer.

Is a homeowner’s right to rescind a TILA mortgage affected when adequacy of the lender’s disclosures are in dispute?

by Matthew Taylor | Feb 19, 2015 | Finance, Real Estate, Recent Case Decisions | 1

The Supreme Court of the United States decides.

The Uniform Residential Loan Application and post-submission activities

by ft Editorial Staff | Oct 27, 2014 | Appraisal, Feature Articles, Loan Products, Real Estate | 1

Understand the components of the Uniform Residential Loan Application and guide your buyer through the closing process.

Ability-to-repay, qualified mortgage and qualified residential mortgage — oh my!

by Giang Hoang-Burdette | Sep 9, 2013 | Feature Articles, Finance, Loan Products, Real Estate | 0

Ability-to-repay, qualified mortgage, qualified residential mortgage: are you lost yet? Read this article to get through the maze of new and proposed rules affecting residential mortgage lending.

Mortgage smarts: your buyer is not a lamb!

by Nicole Jessen | Aug 16, 2013 | Feature Articles, Real Estate | 1

Even if homebuyers diligently practice safe spending prior to closing, they are still susceptible to last minute surprises due to permissible but deceptive lender behavior.